This is the appraisal report for you if you only require a value for private or personal use. These "user-friendly" and simple-to-understand reports are ideal for a variety of applications. These are also widely used as a pre-sale tool to determine a listing price and assist in selling a home at the best possible price.  

The bulk of home appraisals are ordered by a lender through a third party, allowing home buyers to rely on a random appraiser to determine their appraisal value. Fortunately, most direct lenders and some smaller institutions will let you select your appraiser. Inquire with your mortgage company or lender if you can supply the name and contact information for your chosen house appraiser.

The majority of borrowers who have less than 20%–25% equity in their homes pay a charge for private mortgage insurance. However, you can have your PMI removed from your mortgage payment after you reach the appropriate level of equity.  Get an appraisal to know if your property qualifies.

Legal issues may raise problems regarding the value of a property, both in the present and in the past. Separations, divorces, and estate settlements are sensitive situations that need for professional service with a human touch. We've performed appraisals for lawyers and estate executors for many years.